Finance

Investing in property is all about numbers

The Multifocus Finance team start by analysing your financial situation as this gives us the 'boundaries' of what you, as an investor, can and cannot do. Your borrowing capacity and access to equity/cash are the most important elements in working out your current boundaries (and how they can be changed!) These are the defining factors behind any property strategy.

Smart financial structure is vital to successful strategy planning

Don't just come to us for your investment property loans, we can also help you with:

• Reviewing your current loans.
  Check out why you should keep on top of what interest rate your bank is charging you.
• Owner occupier loans.
  Are you looking at moving house, upsizing or downsizing? We pride ourselves on a fast, efficient, professional service and our finance team will get you the best loan to suit your circumstances.
• Refinancing home loans.
  When did you last check your current loan rate? We recommend reviewing your loans every 2 years to ensure you keep up to date with the latest products and rates. Banks are fiercely competitive so why pay more than you have to. Contact us for a loan rate check.
• Construction loans.
  Thinking of remodelling or extending your home? Perhaps you are considering building a granny flat or sub-dividing your land? We are experienced in all forms of construction loans and can find you the best lenders for your project.
• First home buyer loans.
  When looking for your first property you should put organising your finance on the priority list. You will need to know your borrowing capacity and possibly have a pre-approval in place for the day you find your dream home.
  
• Pre-approvals.
  Getting ready to buy but haven't found the right property yet? It's wise to get a loan pre-approval in place so you can move quickly when you find the right property.
• Debt and credit card consolidation.
  If you have equity in a property you may be able to consolidate these debts into a home loan which would be at a much lower interest rate, saving you a lot of money. Call us to see how we can help with this.

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QUALITY PROPERTY + WELL STRUCTURED FINANCE = SOUND INVESTMENT